About Us

It’s never too early to plan for the future… but it can be too late. At Silver Generations, we help Baby Boomers and Seniors plan for life’s last chapter so they can pass down their legacy, not funeral expenses.

Let Me…Help You…Solve the Medicare Insurance Puzzle !! ®

Silver Generations Helps You Prepare

“Life insurance, — something you can’t buy when you really need it!!!”

At Silver Generations, we believe that the best way to get prepared for end of life expenses is to establish a plan early – not when it’s too late. Having a final expense life insurance policy allows you to protect your assets and safeguard your family’s well being after you’re gone.

Educational Videos

Did you know that the average cost of a funeral is $7,000 – $12,000? In fact, most families are surprised at the actual costs when it comes to planning for a funeral and end of life expenses. Through educational videos, we help Baby Boomers like yourself purchase a final expense plan that is affordable and provides a dignified funeral.

Seniors using tablet
Seniors using tablet

Affordable Funeral Planning

Don’t wait until it’s too late to get your affairs in order. Let us help you create an affordable plan that brings peace of mind to you knowing that your family will not be left with the expense of a funeral.

Your Life Insurance Choices and Options

Silver Generations provides personalized and comprehensive options at an affordable price to suit your needs and budget. We’ll discuss your options, help you choose the right plan, or switch over to a new policy if you don’t like your existing plan.

Seniors speaking with Advisor

Meet Doctor Medicare

Tim Specht, CSA…
Certified Senior Advisor

Tim Specht
With over 35 years of experience, Tim is a Certified Senior Advisor who specializes in the wants and needs of the Baby Boomer population. He’ll connect you with the helpful resources you need to make informed decisions about your future and choose the right life insurance plan for you and your family.
Certified Senior Advisor - CSA Logo
Doctor Medicare
Tim Specht – “Doctor Medicare,” Certified Senior Advisor and founder of Silver Generations – knows what it’s like to navigate the complexities of one’s later years. As a “Boomer” and Louisville native himself, he’s passionate about helping Louisville Baby Boomers and their families make sense of today’s life insurance choices and options.

Through education and decades of experience in the life insurance industry, he is able to help others choose the right final expense life insurance plan for their needs.

Schedule Your Free Consultation Today

Women meeting with Advisor
Don’t wait when it comes to safeguarding your family’s future. Make the investment in funeral planning and life insurance today to avoid the high costs of tomorrow. It’s never too early to get prepared.

Let Silver Generations provide the peace of mind to know that your wishes will be provided for.

“Life Insurance… something you can’t buy when you really need it!”

“The Purchase of Life Insurance is an Act of Love”….

Contact Us Today!


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